[Koha] Check on how MaxFine works?

Can someone check my understanding of MaxFine? If it's set to $10, and fine increments are .20, and the last total was $9.80, does the MaxFine kick in with the next .20 increment (total $10), or the first one AFTER the $10 threshhold (total $10.20)? Thanks. Jane Wagner Library Systems Analyst PTFS Inc. Content Management and Library Solutions 6400 Goldsboro Road, Suite 200 Bethesda, MD 20817 (301) 654-8088 x 151 jwagner@ptfs.com